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You Asked: Should I Continue to Pursue Him?
Dear Sugar,
I've known this guy for about three months now and in the beginning of our quasi relationship, he was really sweet and attentive — I could really feel that he liked me. But since then, he's been really hot and cold. One day he acts like he really cares about me, but then the next couple of days he's less responsive and it feels like he's completely lost interest.
Do Tell: Are You Turned Off When He's Interested?
It's a fairly common dating affliction; to be turned off when someone shows their interest in you. I suffered from it back in high school, but I know many people who continuously struggle to stay intrigued once they've caught the object of their affection's attention. Of course being pursued feels great, but what I don't think people understand is that the feeling of being desired doesn't necessarily go away because you've made a connection with someone.
You Asked: Should I Give Up Already?
Dear Sugar,
I met a new girl through my job — she orders supplies through our company. Initially she did all of the flirting, asked specifically for me every time she came in, and even mentioned that she could tell I had been
working out. The last time she was in the office, I asked her for her number, and she immediately gave it to me and asked me for mine.
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Find Out If You Could Qualify For Lower Interest Rates
The APR on your credit card determines how much interest you'll be charged on your balances. So why pay more if you don't have to? If your credit score reflects your ability to use credit responsibly, then you should at least have an APR equal to other borrowers with your score.
Ask Savvy: What to Say When Asking For a Lower Interest Rate
Dear Savvy,
I currently am trying to pay off a high revolving balance on my Citibank MasterCard. I have a good credit rating (730-740) and am current on all my bills with no late payments. My current credit card interest rate is 14.99 percent.
I'm Asking: What's the Interest Rate on Your Most-Used Card?
All credit card rates are not created equally, whether it's due to your credit history, the carrier's unwillingness to budge on rates, your apprehension to ask for a lower one, etc. Most of you have one to three credit cards, and even among those your rates may vary. What's the interest rate on the credit card you use most?
Interest Rate Cut Not the Best News For Your Savings Account
Yesterday the Federal Reserve announced its seventh interest rate cut since September, lowering the federal funds rate by a quarter-point to 2 percent. Interest rates are now at their lowest since 2004 and reflect the Fed's ongoing concern about a weakening economy. The prime lending rate that affects consumers and businesses dropped correspondingly, which could have a positive effect on some credit cards and loans.
Better to Put Your Money Under Your Mattress?
According to the American Bankers Association, the average interest rate on savings accounts has dropped to just .47 percent. The Federal Reserve interest rate cuts may help those homeowners with adjustable-rate mortgages to pay lower interest rates, but the rates on savings accounts have taken a hit as the Fed has taken its actions.
The New York Post came up with this eye-opening example that makes clear just how ineffective some savings accounts can be for someone trying to save.
Relationship Protocol: What New Interests Have You Adopted?
As a relationship develops and your life begins to blend more with your significant other's, it’s likely you'll find your interests expanding to include some of his. At first it might just be a matter of exposure, but after a while his hobby can turn into yours, and vice versa. But the same goes for habits.
What the Fed Interest Rate Cut Means For You
It's a big deal whenever the Federal Reserve decides it's going to cut rates, and not in the pretend way that Christian on Project Runway thinks he's a big deal. Think of the Fed as a really powerful puppeteer with Chairman Ben S. Bernanke as the leader, and instead of controlling weird puppets, they determine courses of economic action.
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