children

budget tips

Is Child-Free the Way to Be?

We're thrilled to present this smart LearnVest story here on Savvy!

We're thrilled to present this smart LearnVest story here on Savvy!

First comes love, then comes marriage, then comes . . . a jet-setting lifestyle, a novel and posh townhouse in London.

For Sonja Lewis, an expat in her 40s, there was never a carriage, stroller or burp cloth. Or childcare. Or school tuition. Instead, Sonja opted out of the idea that all women need children in order to be fulfilled and complete — and now wants to tell the tale.

In her new novel The Barreness, Lewis explores the fraught and emotional territory of going child-free. We called up this Georgia-born journalist and writer in her current home in London — where she happily lives with her husband—and asked her all the questions you’d be too polite to ask.

Why did you write this novel?

I guess you could say I got married late (about 37 or 38) and became obsessed with whether I would have children. And I eventually concluded that being a mother wasn’t the right thing for me.

The previous generation seemed to stereotype non-mothers as selfish, hardcore people, and I wanted to make it clear that women can be fulfilled without becoming mothers. Exploring the subject in the form of a novel gives me free range in how I approach it.

Why did you decide not to have children?

You have to consider the commitment; it’s a lifetime role. As much as I love children, when it really became a viable option for me, the financial commitment, the personal commitment, everything I had to take into consideration . . . It just didn’t make sense.

For more on a child-free lifestyle, read on.

community

What You Need to Know About Custodial Savings Accounts

We're thrilled to present this smart LearnVest story here on Savvy!

We're thrilled to present this smart LearnVest story here on Savvy!

Whether you’re starting your first job or your first day of elementary school, it’s never too early to learn about personal finance. In fact, teaching your kids (or your nieces and nephews, for that matter) about the value of money will help them for years to come. And there’s no better way to help them prepare for a financially secure future than to set up their first savings account.

What’s A Custodial Savings Account?

A custodial savings account is a savings account that you open in a child’s name. Although they are usually opened by parents saving for their children’s education, custodial savings accounts can be opened for any minor under a custodian’s name. Anyone, including friends and relatives, can contribute to the account, but the underage child can only withdraw money with the permission of the person who opened the account. There are no limits to the amount of money that can be deposited into a custodial savings account, but amounts over $12,000 are subject to the gift tax. When the child reaches a certain age (usually 18 or 21), he or she will get full control over the money in the account. While custodial savings accounts are usually opened to set aside money for college, it’s ultimately up to the child to decide what to do with the money once he or she comes of age.

Read on to find out more.

Poll

Do You Want Your Kids to Attend Your Alma Mater?

This year's March Madness has been extra mad, and this weekend brings us to the final four.

This year's March Madness has been extra mad, and this weekend brings us to the final four. Watching the series with your family is a ripe time for reminiscing your college years and experiences at your alma mater. Do you hope your children will attend your school of choice, or are you completely open to whatever colors they decide to don?

Travel

I'm Asking: Should Kids Fly First Class?

A few weeks ago, my sister used her points to fly to Hawaii for a fun-in-the-sun family vacay.

A few weeks ago, my sister used her points to fly to Hawaii for a fun-in-the-sun family vacay. To her surprise, she and my 5- and 3-year-old nephews were upgraded to first class. While I absolutely adore my nephews, Jakey (the 3-year-old) is a terror of a tot. Combined with Johnny (the 5-year-old), chaos ensued; water bottles were thrown; milk was spilled; and dirty looks and complaints from the fat cat in a suit in the next aisle came a comin'.

While these kids are generally well behaved, a six-hour flight was too much for them, and after my sister told us the story of the angry man in first class, a great debate sparked in my very opinionated family. Some said kids shouldn't fly first class because they disrupt other passengers, who pay for a level of peace and comfort; while others said the kids have a right to be there as much as anybody else since their parents paid the expensive airfare. What do you think?

Health

Creating the Future: Should Doctors Be Concerned With Child's Fertility?

When a baby is born, parents dream of their tot's future.

When a baby is born, parents dream of their tot's future. They envision the child talking, walking, graduating, getting married, and having offspring of their own. They assume their healthy kid will be able to reproduce, but that isn't the case for the mom and dad of a youngster fighting cancer. A recent report talked about the medical advancements that are being tested (and the lengths that doctors will go to) to preserve a prepubescent patient's fertility. It said:

With childhood cancer survival reaching 80 percent, there's a growing need to find ways to preserve these youngsters' fertility — and patients like Dylan are on the front edge of research that's banking testicular cells and ovarian tissue to try.

Marriage

Create a Romantic Night: 5 Tips For Parents From LilSugar

It's hard enough to make a night out of Valentine's Day when it falls on a Monday like this year, but there's a whole other layer of planning when you have kids.

It's hard enough to make a night out of Valentine's Day when it falls on a Monday like this year, but there's a whole other layer of planning when you have kids. Since we, childless at TrèsSugar, know nothing of this parent-specific dilemma, we enlisted the help of mother, wife, and blogger extraordinaire Heather Maddan, editor of LilSugar, for advice on how to put romance first and kids second — just for one night!

Here are Heather's five tips for making sure next Monday is anything but manic.

  • Rather than fretting over an original plan, pull from your past (when you could afford to be spontaneous), and relive a memorable, pre-baby date. Going to the same spot will put you in a nostalgic and carefree state of mind.
  • Parents (especially mothers) tend to put everyone else first, so mix up the gift-giving. Buy for yourselves, so you and your partner can each get the item you’ve been eyeing without feeling guilty.
  • Book a sitter and have her come early, so you can take time to get ready. Soak in the tub, apply false eyelashes, or try on different outfits — and drink a couple of cocktails, like you did in your single days.
  • Surprise your spouse with something unexpected. Whether it’s a gesture or words, it will add a romantic, humorous, or endearing twist to the occasion.
  • Watch the sunset. Or at least make a pact to not check the time!

If you have your own advice, add it below!

Love and Sex

Why Some Men Choose to Stay Child Free

Ted Cox got a vasectomy when he was 28.

Ted Cox got a vasectomy when he was 28. His mom cried, and some women won't date him, but the eldest child of seven is proud of his decision to remain childless. He says the desire to never have kids hit him in college, when he realized "instead of spending Saturday mornings watching Ted Jr. strike out at Little League games, I'd much rather watch those Japanese contestants humiliate themselves on TV."

For an article for the Good Men Project, Cox decided to look into why other men remain childless by choice. He found that while women face more stigma, both genders give the same reasons for not having kids. The top four reasons, which are the same among men and women, are the following:

  1. "I love our life, our relationship, as it is, and having a child won't enhance it."
  2. "I do not want to take on the responsibility of raising a child."
  3. "I have no desire to have a child, no maternal or paternal instinct."
  4. "I want to accomplish things in life that would be difficult if I were a parent."

Do you know any men who don't want to have kids?

Holiday

Holiday Gifting: One Big-Ticket Item or Several Less Expensive Gifts?

The mad dash to find the perfect present is on!

The mad dash to find the perfect present is on! But for parents with limited space, one big-ticket item for each kiddo may seem more appealing when it comes to storing the goods after the holidays. For moms and dads keeping to a budget, opting for a few less pricey products might be the way to go so the children have more to open on Christmas morning. When Santa drops the loot down your chimney, what will he be gifting?