I was once with a guy who was very verbal during sex. He wasn't gross or loud, but he definitely liked to talk while we were making love. It was actually a real turn on. He'd talk about what he was going to do to me, and he'd ask me to do things — in a sweet way of course, never dirty. He even tried to get me to talk, but I'm not much for chatting in between the sheets.
There are definitely times when talking during sex may be necessary, especially if you're with a new partner. You may need to explain what you like and what you want the other person to do (or not do). However, talking can sometimes be a distraction, and having sex with a real chatterbox may end up ruining the moment.
So what do you think about talking and sex? Do you talk, or are you quietly enjoying all the sensations? Do you like it when the person you're with talks, or do you think the experience is better when there are no words involved?